Insurance.
Guardial is the insurance compliance program for insurers and agencies tracking state circulars, bulletins, and filing deadlines across every state they write in. It ingests circulars for triage and keeps filings and renewals on schedule. As a result, you stay ready for market-conduct exams on one cloud platform.
- Ingested
- STATE CIRCULARS TRIAGED AS THEY PUBLISH
- On schedule
- FILINGS AND RENEWALS TRACKED SO DEADLINES NEVER SLIP
- Exam-ready
- MARKET-CONDUCT EVIDENCE IN ONE PLACE
The regulators
on your shoulder.
Every Guardial workflow, control library, and report template is pre-loaded for the agencies and rules insurers actually face. No “what’s a market-conduct exam” tutorial included.
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State DOIs
CIRCULARS · BULLETINS · MARKET CONDUCT
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NAIC
MODEL LAWS · ANNUAL AND QUARTERLY REPORTING · OWN-RISK ASSESSMENT
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State Licensing
PRODUCER AND ENTITY LICENSES · RENEWALS · APPOINTMENTS
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Rate & Form Filings
STATE FILING REQUIREMENTS · SERFF
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FIO / Federal
FEDERAL COORDINATION · SYSTEMIC OVERSIGHT
The work that
actually keeps you up.
Five problems specific to insurers, drawn from interviews with our customers and design partners. Each one maps to a Guardial workflow.
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Circulars from every state.
Every state DOI publishes circulars and bulletins on its own schedule. Connect a regulatory feed and Guardial ingests them, triages what applies to the states you write in, and routes it for review.
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Filings and renewals you cannot miss.
Producer licenses, entity licenses, rate and form filings, and annual statements all carry deadlines. Guardial tracks every one, so a lapse never surprises you.
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Market-conduct exam readiness.
Market-conduct exams reach into complaints, claims handling, and marketing. Guardial keeps the evidence and controls in one place, ready before the exam letter arrives.
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Complaints across states and lines.
Complaint Triage classifies and routes complaints by state, line, and regulator, with the SLA and audit trail a DOI will ask for.
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One program across entities.
Guardial puts carriers, MGAs, and agencies under one roof. So you keep a single control library and risk register instead of a spreadsheet per entity.
Three modules, first.
We don’t sell all five modules to insurers on day one. These three matter most. Add the rest as you grow.
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Compliance Management
Circular and bulletin triage, filings and renewals, complaint management, and regulatory playbooks: every regulator workflow under one parent.
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Enterprise Risk
ManagementRisk assessments, RCSAs, the risk register, KRIs, controls, and issue management: one workspace for the operational risk program.
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Third-Party Risk Management
Vendor lifecycle, expert-built DDQs, contract management, and ongoing monitoring for financial services.
Explore module
The agents that
earn their keep.
These are the Guardial agents insurers use every day. Drafts only, so your team approves before anything leaves the system.
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Policy Review
Drafts the first pass on policy and procedure updates and tracks approvals, so review cycles stop living in email.
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Complaint Triage
Classifies incoming complaints by state, line, and regulator. Routes to the right queue with an SLA suggestion.
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Risk Movement Agent
Scans risks and controls daily for residual movement and lapsed control signals, and drafts a finding for review.
Self-serve to start.
Guided to the finish.
What the first few months look like for a typical insurance customer. You can set most of it up yourself, and our team is there to get you to exam-ready.
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Wk 1–2
Kickoff & feeds wired.
You connect your regulatory circular feeds, filing calendar, and complaint inbox. We are on hand to help wire up anything tricky.
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Wk 3–6
Compliance live.
Circular triage, filings and renewals, and complaints go live, with the first agent drafts available. Your team reviews and approves.
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Wk 7–9
Risk + vendors.
Enterprise Risk and Third-Party Risk go live, with the RCSA workspace and vendor inventory in place.
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Wk 10–12
Market-conduct ready.
Your full Issues Home goes active. The filing calendar and market-conduct evidence sit in one place, ready for the next exam.
If this looks like
you, we should talk.
We already work with insurers on circular ingestion and filing tracking. Your states, your deadlines, and your market-conduct evidence live in one place.
We write in thirty states and every DOI moves at its own pace. Guardial ingests the circulars, tells us what actually applies, and keeps our filings on a calendar we trust.
Stand up your program in the time it takes to read this page.
Sign up, answer a short company profile, and the agents will have your first risk register built before your next meeting. Or book a 30-minute conversation with our team if you'd rather walk through it together.
Self-serve in 15 minutes · human review at every step